Bac A Bank's Q3 2025 profit declines despite nine-month growth

Bac A Commercial Joint Stock Bank reported a separate net profit after tax of VND 118,958 million for Q3 2025, marking a substantial 44.51% decrease compared to Q3 2024. This quarterly decline was primarily driven by a VND 46,474 million (6.23%) reduction in net interest and similar income, and a significant VND 106,740 million (73.71%) drop in net gain/(loss) from investment securities.

Despite the quarterly setback, the bank’s accumulated separate net profit after tax for the first nine months of 2025 reached VND 660,896 million, representing a 2.63% increase from the VND 643,979 million recorded in the same period of 2024. Total operating income for the nine months ended September 30, 2025, stood at VND 2,708,943 million, up from VND 2,570,144 million in the prior year.

The consolidated net profit after tax also followed a similar trend, decreasing by 45.57% for Q3 2025 but showing a slight accumulated increase of 0.61% for the nine-month period, reaching VND 654,588 million.