Lifenet insurance sees strong premium growth in november

Lifenet Insurance Company reported robust financial performance for November 2025, with total annualized premium of policies-in-force reaching JPY 36,176 million. This figure represents a 109% increase compared to November 2024. The growth was driven by both individual insurance, which recorded JPY 28,006 million (106% of November 2024), and group credit life insurance, which surged to JPY 8,170 million (121% of November 2024).

The number of individual insurance policies-in-force reached 666,632 in November 2025, up from 624,045 in November 2024. Annualized premium for new individual business also saw an increase, reaching JPY 245 million compared to JPY 221 million in the prior year, with 6,354 new policies issued.

Insurance claims and benefits paid amounted to JPY 597 million, a notable rise from JPY 369 million in November 2024. The surrender and lapse ratio remained stable at 5.0% for both November 2025 and November 2024, indicating consistent policyholder retention despite the growth in new business.